Disclaimer: The purpose of the Red Flag Test is to assist you in making a determination if circumstances exist in your mortgage loan approval that are potentially predatory. Defend Your Mortgage is not a loan modification company. Predatory circumstances may explain the reason your lender has failed to provide you with a loan modification. The test is not intended to be interpreted as legal advice.
Proving illegal violations exist in your loan can only be determined through a professional examination of your loan documents, followed by a legal interpretation from a licensed attorney.
Defend Your Mortgage is not a law firm. We investigate your mortgage loan and your loan modification for potential violations of State and Federal lending laws and guide our clients with professional referrals to the highest quality legal representation to save victim homes from foreclosure.
As you check the boxes below, red flags will appear in the upper right
hand corner of the page which suggest it's time to call Defend Your Mortgage and consult a professional mortgage loan examiner.
Be advised that the test is divided into two distinctive categories.
TEST 1 - What happened at your mortgage closing
TEST 2 - What happened during your attempt to modify your loan